Medical and Dental Insurance Form
UnitedHealthCare (UHC) medical and dental insurance coverage is available to all CMC employees.
www.uhc.com
- CMC contributes 75% of the monthly premium
- Prescription Drug Benefits
- Weigh Loss Reimbursement Benefits
Benefits Overview 2024-2025
Medical & Dental Enrollment Form
Vision
Flexible Spending Account (FSA)
Pre-tax deductions set aside for out of pocket medical, dental and/or dependent care expenses
- Annual max for healthcare expenses $2,600 with $500 rollover option
- Annual max for dependent care expenses $5,000
FSA_HRA
FSA-How It Works
Life Insurance
CMC sponsored full-time employees are eligible for life insurance one annual salary, not to exceed $50,000.00.
Other Voluntary Options through AFLAC
www.aflac.com
- Life Solutions
- Short-Term Disability
- Accident and/or Hospital Advantage
Employee Assistance Program (EAP)
Educators EAP is a confidential counseling and referral service provided free of charge to employees and their household members:
www.educatorseap.com
- Counseling Benefits
- Work/Life Balance
- Information Resource Benefits/Discounts
- Lifestyle Benefits
- Health and Wellness Benefits
Tax Deferred Annuity 403B and 457
- Pre-tax payroll deductions
- Annual limit per IRS regulations
Approved 403B Vendor
www.cliffordrano.com
Approved 457 Vendor
www.mass-smart.com
- Massachusetts Deferred compensation Smart Plan
Retirement Contributions
Massachusetts Teachers' Retirement System (MTRS) ~ Teachers, nurses, clinicians, and administrators
Massachusetts State Boards of Retirement (MSERS) ~ Instructional assistants, administrative and support personnel
OBRA ~ Part-time, seasonal and temporary employee
Other CMC Benefits
- Paid sick, personal and vacation days available to eligible employees (Per CMC Handbook)
- Employee Sick Bank