Medical and Dental Insurance Form

UnitedHealthCare (UHC) medical and dental insurance coverage is available to all CMC employees.

  • CMC contributes 75% of the monthly premium
  • Prescription Drug Benefits
  • Weigh Loss Reimbursement Benefits

Benefits Overview 2024-2025

Medical & Dental Enrollment Form


Flexible Spending Account (FSA)

Pre-tax deductions set aside for out of pocket medical, dental and/or dependent care expenses

  • Annual max for healthcare expenses $2,600 with $500 rollover option
  • Annual max for dependent care expenses $5,000


FSA-How It Works

Life Insurance

CMC sponsored full-time employees are eligible for life insurance one annual salary, not to exceed $50,000.00.

Other Voluntary Options through AFLAC

  • Life Solutions
  • Short-Term Disability
  • Accident and/or Hospital Advantage

Employee Assistance Program (EAP)

Educators EAP is a confidential counseling and referral service provided free of charge to employees and their household members:

  • Counseling Benefits
  • Work/Life Balance
  • Information Resource Benefits/Discounts
  • Lifestyle Benefits
  • Health and Wellness Benefits

Tax Deferred Annuity 403B and 457

  • Pre-tax payroll deductions
  • Annual limit per IRS regulations

Approved 403B Vendor

  • Lincoln Investments

Approved 457 Vendor

  • Massachusetts Deferred compensation Smart Plan

Retirement Contributions

Massachusetts Teachers' Retirement System (MTRS) ~ Teachers, nurses, clinicians, and administrators

Massachusetts State Boards of Retirement (MSERS) ~ Instructional assistants, administrative and support personnel

OBRA ~ Part-time, seasonal and temporary employee

Other CMC Benefits

  • Paid sick, personal and vacation days available to eligible employees (Per CMC Handbook)
  • Employee Sick Bank
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